The HA&W Benefit Advisors Advantage

Highly Credentialed Consultants – QPA, ERPA, ASA, MAAA, APM Experts in Qualified Retirement Plan Design Direct access to an assigned, personal plan consultant Multiple fund capabilities Flexibility to work with registered investment advisors (RIAs) and brokers Active members in professional associations for timely access to resources and information: American Society of Pension Professionals and Actuaries (ASPPA) Society of Actuaries (SOA) American Academy of Actuaries Staff training and on-going education as a value added benefit to our clients Full fee disclosure – tiered fee schedule based on number of “eligible participants” Average tenure of staff: 10 years with low turnover ratio