Developing a Team Approach

Partnering With Us Offers You The Opportunity
To Earn New Revenue And Extend Your Services

As an extension of your services, HA&W Benefit Advisors can help you to enhance your product portfolio to include retirement benefits. Many financial advisors and retirement plan brokers already know and trust us with their clients. Because we have a strong rapport with the financial services industry, we are a name you and your clients can rely on.

We offer three service options:

• Balance Forward
• Open Architecture Daily Valuation -
• Integrated Daily Valuation – (ex. John Hancock, Nationwide, First Mercantile, Transamerica, etc.)

Our knowledgeable team of retirement consultants, actuarial staff and administrators can equip you to provide additional revenue opportunities by using our team of professionals as an extension of your own office. Adding HA&W Benefit Advisors as a strategic partner enables you to offer the investment services you want while granting your clients access to retirement experts. Let our experts’ help you determine what product works best.

	BALANCE FORWARD	OPEN ARCHITECTURE DAILY VALUATION	INTEGRATED DAILY VALUATION
Plan Design & Setup
Plan Design Consulting
Plan Document Preparation
Plan Sponsor Guide
Plan Sponsor Education
Administrative Services
Personal Consultant
Eligibility Verification
Track Payroll Contributions Annually
Process Payroll Contributions
Distribution Preparation/Review
Loan Preparation/Review
Process Loan & Distribution Requests
Annual Contribution Calculation
Annual Plan Audit Package			*
Maintain Participant Accounts by Source/Investment
Prepare Participant Statements
Prepare Annual Valuation Report
Testing and Compliance
ADP/ACP Testing
Top Heavy Testing
401(a) Average Benefits Testing
410(b) Coverage Testing
Governmental Assistance Services
Form 5500 and Related Schedules Preparation
Form 1099R/1096/945 Preparation
IRS/DOL Audit Assistance
Administrative Tools
Online Plan Sponsor Access	*		*
Online Participant Access	*		*
Online Advisor Access	*		*
Toll-free Participant Call Center	*		*
Process On-Line Participant Transaction Requests	*		*
Online Enrollment & Deferral Changes	*		*
Electronic Participant Statements	*		*
Plan Sponsor Administrative Alerts	*		*
Paperless Loans	*		*
Online Investment Guidance and Education	*		*
Participant Education
Registered Investment Advisory Services
Participant Education Materials
Assist with Participant Education Meetings
* Offered through daily, strategic partner resources (John Hancock, Nationwide, First Mercantile, Transamerica, etc.)